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description: FYI
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# Legal matters

### Regulation

In Europe, asset tokenization is regulated by the Markets in Financial Instruments Directive (MiFID II) and the Money Laundering Directive (AML). In addition, the European Securities and Markets Authority (ESMA) has issued guidance on asset tokenization and the regulatory implications.

In the United States, the Securities and Exchange Commission (SEC) has issued guidance on asset tokenization, including initial coin offerings (ICOs) and tokenized security offerings (STOs). The applicable regulations may depend on the type of tokenization and whether the underlying asset is considered a security.

In both cases, regulation may vary by country and can be an important factor to consider when tokenizing a scientific asset. It is important to work with legal experts to ensure compliance with all applicable laws and regulations.

### Intellectual Property

Intellectual property is the sole property of the original creators and not of the investors or Mushroom Porotocol. Intellectual property rights are transferable, but must be explicitly documented and agreed upon by all parties involved to avoid possible disputes in the future.

### Data Protection

Data protection and privacy are issues of great importance to us. It is essential to ensure that any data provided is treated with the highest level of care and kept strictly confidential.&#x20;

We therefore take appropriate technical and organizational security measures to protect personal information against unauthorized access, disclosure, alteration or unauthorized destruction.

In addition, we ensure that our users fully understand the type of data we are collecting, how we use it and with whom we share it. We are transparent about our privacy policy and how we protect our users' data.

### Investment Terms

It is important to note that investing in decentralized financial vehicles entails certain risks and responsibilities for investors. Unlike centralized financial systems, where there is an entity responsible for the control and regulation of transactions, in decentralized systems there is no centralized entity that has the responsibility to ensure the security of transactions and funds.&#x20;

Therefore, it is the responsibility of investors to research and understand the risks associated with investing in these financial vehicles before investing their money. It is important to read and understand the terms and conditions of smart contracts, security policies and audit protocols, among other factors.&#x20;

Investors should be aware that decentralized financial vehicles are highly volatile and can experience significant changes in value in a short period of time. Investors must be able to withstand potential financial losses and be prepared to make informed decisions based on data analysis and market monitoring.
